الأخلاق البروتستانتية وروح الرأسمالية

Now, however, the Occident has developed capitalism both to a quantitative extent, and (carrying this quantitative development) in types, forms, and directions which have never existed elsewhere. All over the world there have been merchants, wholesale and retail, local and engaged in foreign trade. Loans of all kinds have been made, and there have been banks with the most various functions, at least comparable to ours of, say, the sixteenth century. Sea loans,* commenda^ and transactions and associations similar to the Kommanditgesellschaft y^ have all been widespread, even as continuous businesses. Whenever money finances of public bodies have existed, money- lenders have appeared, as in Babylon, Hellas, India, China, Rome. They have financed wars and piracy, contracts and building operations of all sorts. In overseas policy they have functioned as colonial entrepreneurs, as planters with slaves, or directly or indirectly forced labour, and have farmed domains, offices, and, above all, taxes. They have financed party leaders in elections and condottieri in civil wars. And, finally, they have been speculators in chances for pecuniary gain of all kinds. This kind of entrepreneur, the capitalistic adventurer, has existed everywhere. Withjthejexception of trade and credit and banking transactions, their activities' were predominantly of an irrational and speculative character, or directed to acquisition by force, above all the acquisition of booty, whether directly in war or in the form of continuous fiscal booty by exploitation of subjects.